Get up to $500 today from one of these top 3 reputable lenders offering payday loans in Alabama. With so many sketchy lenders out there, it is often difficult to find a straightforward legit payday loan lender. So I have done some digging and found these emergency lenders whom you can trust on getting a fair deal on the cash advance loan you need.
Important To Note: There is a maximum Finance Charge of 17.50% for every $100 in Alabama. It means you will be charged $17.50 to take a $100. This means you will pay back $117.50.To know the exact amount. The Loan term is between 10-30days.
Quick view of the Lenders Offering Payday Loans in Alabama
Loan Amount & TermsUp To $500 Repayment: 10 to 30 days |
LocationsAvailable in 3 Locations Selma, Greenville, and Clanton. |
Loan Amount & TermsUp To $500 Repayment: 10 to 30 days |
LocationsAvailable in 44 locations Check the link under Advance America to see all locations |
Loan Amount & TermsUp To $500 Repayment: 10 to 30 days |
LocationsAvailable in 34 Locations Check the link under ChecknGo to see all locations |
Check Into Cash
- Reviews: Over 26000 ⭐⭐⭐⭐⭐ Ratings on Google
- How much can you borrow? up to $500
- Repayment Plan: This payday loan direct lender has an Extended Payment Plan (EPP), and a Variable Payment Plan (VPP).
- Locations in Alabama: 1370 East Highland Avenue Selma | 631 Willow Lane Greenville | 682 Clanton Market Place Clanton.
- Operating Hours on all Locations: Monday, Thursday, Friday – 09:00 to 19:00 | Tuesday, Wednesday – 09:00 to 18:00 | Saturday – 09:00 to 16:00 | Sunday – Closed
- Available Services in all Locations: Check Cashing, Bill Pay, Western Union Money Transfer, Western Union Money Orders, Gift Card Exchange, Green Dot Visa® Debit Cards.
What do you need to get a payday loan from this lender?
- Your Social Security number
- A government issued drivers license or photo ID
- Your checking account number
- Your bank’s routing number
- Be at least 18 years of age
- Proof of income
Can You Repay Early? Yes! you can pay either in the nearest store location or online.
Advance America
- Reviews: Over 20,0000 ⭐⭐⭐⭐⭐ Ratings on Google
- How much can you borrow: up to $500
- Repayment Plan: You can call their hotline at (844) 562-6180 if you have any trouble paying back your payday loan.
- Locations in Alabama: Advance America has 44 locations available. Check their available stores.
- Typical Operating Hours on all Locations: Monday 8:00 – 17:30 | Tuesday, Wednesday, Thursday 10:00 – 18:00 | Friday 9:00 – 18:00
Requirements needed to get a payday loan from Advance America:
- Government-issued ID
- Proof of income
- Checking account
- Social Security Number or ITIN
Can You Repay Early? Yes! you can pay either in the nearest store location or online.
Chech n Go
- Reviews: Over 7000 ⭐⭐⭐⭐⭐ Ratings on TrustPilot
- How much can you borrow? up to $500
- Repayment Plan: This lender has an extended payment plan that is a no-cost arrangement. But you have to make sure you inform them 2 days before the due date of your payday loan.
- Locations in Alabama: Check n Go has 34 locations available. Check to see their available stores.
What are the Requirements?
- What do you need to get a payday loan from this lender?
- Valid and working phone number
- Proof of most recent income information
- Valid US. Government issued photo ID or driver’s license
- Proof of routing and account number from an open and active check account, must be active for at least 30 days.
- Official documentation of Social Security Number (AL, IN, OK only)
Can You Repay Early? Check n Go has not provided any information to suggest you could or can’t. So before applying for a payday loan from this lender, make sure you clarify this with their support team.
Alabama Payday Loan Calculator Estimate
Bottom Line
Although the above lenders are solid, you should be aware that payday loans are generally expensive compared to other loan types and should be considered as a last resort due to their high APRs and fees. Always ensure you understand the terms and conditions before proceeding with a loan.
If you would like to consider the alternatives to payday loans in Alabama, you can check out this article on 6 U.S banks offering low-interest personal loans.
