Are you a frequent traveler tired of paying extra fees for foreign transactions? Explore these five fantastic U.S. credit cards with no foreign transaction fees and no annual fees, perfect for globetrotters and savvy spenders alike. Discover the best options to maximize your rewards and savings while enjoying hassle-free spending abroad.
Capital One SavorOne Cash Rewards Credit Card
Foreign Transaction Fee: $0.
Welcome Bonus: $200 after spending $500 in the first 3 months.
Rewards: Unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores; 1% on all other purchases.
Intro Offer: 0% APR on purchases and balance transfers for 15 months.
Regular APR: 15.49% – 25.49% (Variable).
Best Category: Dining and entertainment.
How does this card benefit you?
The Capital One SavorOne Cash Rewards Credit Card is particularly beneficial if you spend frequently on dining and entertainment, offering 3% cash back in these categories, as well as on popular streaming services and at grocery stores.
It also provides 1% cash back on all other purchases. Additionally, as a new cardholder, you can earn a $200 bonus after spending just $500 within the first three months, making the welcome offer relatively accessible.
This card also comes with no annual fee and no foreign transaction fees, which enhances its appeal for travelers. The introductory APR offer of 0% on purchases and balance transfers for the first 15 months (with a variable rate of 15.49% – 25.49% thereafter) can provide significant savings on interest, making it a good option for managing larger purchases or existing debt.
These features, combined with exclusive access to entertainment events and security features like real-time alerts, make the SavorOne card a comprehensive choice for everyday use.
Wells Fargo Autograph Card
Foreign Transaction Fee: $0.
Welcome Bonus: 30,000 bonus points after spending $1,500 in purchases in the first 3 months.
Rewards: 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; 1X points on other purchases.
Intro Offer: 0% APR for 12 months on purchases.
Regular APR: 16.49% – 26.49% (Variable).
Best Category: Travel and dining.
How does this card benefit you?
The Wells Fargo Autograph Card stands out for its generous rewards program, offering 3X points on a wide range of categories including dining, travel, gas stations, transit, popular streaming services, and phone plans, along with 1X points on other purchases.
This makes it an excellent choice if you spend across a variety of categories and want to accumulate rewards quickly. The card also features a welcome bonus of 30,000 points after spending $1,500 in the first three months, providing an additional incentive for you as a new cardholder.
Moreover, the Wells Fargo Autograph Card offers the convenience of no annual fee, which enhances its value proposition, particularly if you prefer not to incur a yearly charge.
The card also includes a 0% introductory APR for 12 months on purchases, which can be a helpful financial management tool for making larger purchases or paying down existing balances. These benefits, combined with the comprehensive rewards structure, make the Autograph Card a competitive option for everyday spending and travel.
Bank of America Travel Rewards Credit Card
Foreign Transaction Fee: $0.
Welcome Bonus: 25,000 bonus points after you make at least $1,000 in purchases in the first 90 days of account opening.
Rewards: Unlimited 1.5 points per dollar on all purchases.
Intro Offer: 0% introductory APR for the first 12 billing cycles on purchases.
Regular APR: 14.24% – 24.24% (Variable).
Best Category: General spending.
How does this card benefit you?
The Bank of America Travel Rewards Credit Card is a standout choice among credit cards with no foreign transaction fees, ideal for both domestic and international spenders. It offers a simple yet effective rewards structure. As a cardholder, you earn unlimited 1.5 points for every dollar spent on all purchases, with no restrictions.
This straightforward approach is complemented by a generous welcome bonus of 25,000 points after spending $1,000 within the first 90 days of account opening, making it an attractive option for new users.
In addition to being one of the credit cards with no foreign transaction fees, the Bank of America Travel Rewards Credit Card also benefits from no annual fee, enhancing its appeal for cost-conscious consumers.
The card’s points can be redeemed as a statement credit for travel and dining purchases, adding flexibility to its rewards program.
These features, combined with the introductory APR offer on purchases for the first 12 billing cycles, make the Bank of America Travel Rewards Credit Card a versatile and valuable tool for travelers and everyday users alike.
Capital One Quicksilver Cash Rewards Credit Card
Foreign Transaction Fee: $0.
Welcome Bonus: $200 cash bonus after spending $500 on purchases within 3 months from account opening.
Rewards: Unlimited 1.5% cash back on every purchase.
Intro Offer: 0% APR on purchases for 15 months.
Regular APR: 15.49% – 25.49% (Variable).
Best Category: General spending.
How does this card benefit you?
The Capital One Quicksilver Cash Rewards Credit Card is a versatile choice if you seek a straightforward cash rewards program, featuring an unlimited 1.5% cash back on every purchase.
This card is particularly appealing for travelers, as it is one of the credit cards with no foreign transaction fees, allowing for international purchases without extra charges. Additionally, as a new cardholder, you can earn a $200 cash bonus after spending just $500 in the first three months.
Besides the cash back benefits, the Capital One Quicksilver Cash Rewards Credit Card offers a 0% introductory APR on purchases for 15 months, which then adjusts to a variable rate of 15.49% – 25.49%. This introductory offer can help manage larger purchases or unexpected expenses by spreading out payments over time without interest.
With no annual fee to worry about, this card is cost-effective, making it a smart choice for everyday spending and travel alike.
U.S. Bank Altitude Go Visa Signature Card
Foreign Transaction Fee: $0.
Welcome Bonus: 20,000 bonus points after spending $1,000 in the first 90 days.
Rewards: 4X points on dining, takeout, and restaurant delivery; 2X points on streaming services, grocery stores, gas stations, and EV charging; 1X points on all other eligible purchases.
Intro Offer: 0% APR on purchases and balance transfers for the first 12 billing cycles.
Regular APR: 16.49% – 25.49% (Variable).
Best Category: Dining.
How does this card benefit you?
The U.S. Bank Altitude Go Visa Signature Card is an excellent option among credit cards with no foreign transaction fees, especially if you frequently dine out. It offers a robust rewards structure, providing 4X points on dining, including takeout and delivery, and 2X points on groceries, streaming services, and gas stations, with 1X points on all other eligible purchases.
This card’s rewards cater well to contemporary spending habits, emphasizing categories like dining and streaming. Additionally, the card features a 20,000 bonus points offer after spending $1,000 within the first 90 days, a goal that’s attainable for most.
With no annual fee and a 0% introductory APR on purchases for the first 12 billing cycles (followed by a variable APR of 16.49% – 25.49%), the U.S. Bank Altitude Go provides economical flexibility for managing new purchases and larger expenses efficiently.
This combination makes it a strong choice for maximizing returns on everyday spending.
Bottom Line
Choosing a credit card with no foreign transaction fees can significantly enhance your travel experiences and everyday purchases. These cards offer excellent benefits, making them ideal for both international travelers and domestic spenders. Start enjoying huge savings on your travel today with one of these top picks!
