Author: Fabi Pmoto

As a passionate enthusiast of finance, I've embarked on a journey of discovery, driven not by professional credentials but by a deep-seated curiosity about financial topics like Mortgages, Personal Loans, Taxes, Income, Investments, Insurance, Credit Cards, Credit Scores, as we as small business Finance. I ONLY POST THESE ARTICLES FOR INFORMATIONAL PURPOSE ONLY!!! You should always seek advise from a relevant Financial Expert before making any financial decisions.

Ever wondered if there’s a hassle-free way to build your credit Score? The Chime Credit Builder Secured Visa Credit Card might be your answer. This innovative tool from Chime is designed specifically for you if you’re aiming to establish or rebuild your credit. This card could offer you a fresh alternative to traditional credit cards without the usual drawbacks like fees, etc.Overview of the Chime Credit Builder$0 Annual Fee or Interest: No hidden costs, making it an affordable option.No Credit Check: Easy approval without affecting your credit score.No Minimum Security Deposit: Flexible spending based on your own transferred funds.Reports to…

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Are you a frequent traveler tired of paying extra fees for foreign transactions? Explore these five fantastic U.S. credit cards with no foreign transaction fees and no annual fees, perfect for globetrotters and savvy spenders alike. Discover the best options to maximize your rewards and savings while enjoying hassle-free spending abroad.Capital One SavorOne Cash Rewards Credit CardForeign Transaction Fee: $0.Welcome Bonus: $200 after spending $500 in the first 3 months.Rewards: Unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores; 1% on all other purchases.Intro Offer: 0% APR on purchases and balance transfers for 15 months.Regular APR:…

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Discover the Best Credit Cards for Airline Miles and take your travel experience to new heights with unbeatable savings and spectacular rewards! Whether you’re a jet-setter or gearing up for your next vacation, these top-tier cards offer you the opportunity to earn generous miles and enjoy low APRs. Explore the cards belowChase Sapphire Preferred CardBonus Miles: 60,000 points after spending $4,000 in the first three months.Regular Miles: Points can be redeemed for travel with an increased value through Chase.Reward Rates: 5x points on travel purchased through Chase, 2x on other travel purchases, and 1x on all other purchases.APR: 21.49% -…

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Unless you don’t care about reducing your expenses while maintaining your lifestyle, cash back credit cards are a goldmine. Imagine getting at least 5% back of all your purchase made through your credit card! Although there are many credit cards in the US offering cash back, most of them only offer at most 2% of all purchases. So, I went digging and found 6 credit cards that offer at least 5% cashback. These cards are;Chase Freedom Flex℠Cash Back: 5% on rotating quarterly categories (up to $1,500 per quarter).Additional Benefits: 5% on travel booked through Chase Ultimate Rewards, 3% at restaurants…

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Chase Sapphire Preferred Credit Card has many benefits you can take advantage of. From rewards to extra values, you might find this card pretty advantageous to use. I am sharing 14 of the most important benefits this card can offer you today.10x Points on Hotels and Car RentalsBook your hotels and car rentals through Chase Travel, and you’ll earn 10x points for every dollar you spend. Imagine taking a weekend getaway and racking up points that much faster. With 10x points, your next vacation can practically start planning itself. These significant expenses quickly turn into rewarding opportunities, letting you accumulate…

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Would you like to maximize your travel rewards without the burden of an annual fee? Here’s a comprehensive list of the top 10 travel credit cards that offer substantial benefits and rewards without an annual fee. Each card comes with a generous intro offer of at least 10,000 points, making them perfect for savvy travelers.Wells Fargo Autograph℠ CardAnnual Fee: $0Rewards Rate: 3x points on dining, travel, gas stations, transit, streaming services, and phone plans; 1x on other purchases.Intro Offer: 20,000 points after spending $1,000 in the first 3 months.APR: 0% intro APR for 12 months on purchases, then 19.99%-29.99% variable.Required…

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Although there’re 100s of credit cards in the US that can help you improve your credit history, most of them have annual fees of up to $95 and don’t have any additional benefit. So that is why I have put together my top 8 best credit cards to boost credit score that cost $0 in annual fees, and you’ll be earning rewards at the same time. These cards are;Chase Freedom Rise℠This card is ideal if you are a beginner, it offers 1.5% cash back on all purchases, no annual fee, and a $25 statement credit for enrolling in automatic payments.…

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Are you new to credit or looking to rebuild your credit history? The Chase Freedom Rise credit card could be the perfect tool to help you on your journey.In this free informative post, you will discover the key features, benefits, and potential downsides of this card, offering a well-rounded view to help you decide if it’s the right fit for you.What Makes the Chase Freedom Rise Stand Out?No Annual FeeOne of the most appealing aspects of the Chase Freedom Rise℠ is its $0 annual fee. This makes it an accessible option for beginners who want to start building credit without…

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Looking for a dose of inspiration to propel your business journey? These powerful business women quotes are packed with wisdom from successful women who have navigated challenges and achieved greatness. Whether you’re starting out or seeking to elevate your career, their insights on leadership, perseverance, and innovation will empower you to reach new heights.1. “I didn’t get there by wishing for it or hoping for it, but by working for it.” — Estée LauderInterpretation: Success is achieved through hard work, not just by dreaming.Example: Estée Lauder built her cosmetics empire through relentless effort and dedication.Key Takeaway: As a businesswoman, it’s…

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Work can be stressful, but a little humor can make all the difference. Funny motivational work quotes are a great way to lighten the mood and stay inspired. I’ve gathered 15 of the funniest quotes about work to bring a smile to your face and keep you motivated.1. “I can resist everything except temptation. Especially at work.” – Oscar WildeInterpretation: This acknowledges the daily distractions and temptations that can derail productivity.Example: Emma struggles to focus on her tasks because she’s constantly tempted by social media notifications.Key Takeaway: Overcoming temptations at work requires a blend of self-discipline and smart strategies. Set…

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